CMC Markets may use your personal information for one or more of the following purposes:
- To provide the services to you that you have requested including processing transactions, and customer support;
- To verify your identity when you contact us;
- To conduct security operations such as using your IP address to verify your identity when you log on to your account;
- To carry out fraud prevention checks;
- To maintain your personal profile and manage your account;
- To contact you when necessary or appropriate in relation to the services being provided to you;
- To keep you updated while you are a client in relation to matters such as your trading or investment activities;
- To manage and administer the products and services provided to you;
- To provide you with information regarding the products and services offered by CMC Markets;
- To offer you additional services such as a community forum;
- To develop an understanding of the products and services that you may be interested in obtaining from CMC Markets;
- To provide you with information or opportunities that we believe may be relevant to you;
- To tailor the website, the iOS and Android application (Apps), or other services we provide to you to meet your needs and interests;
- To create anonymised statistical data we may share anonymised data with other companies; however this data will not include any information that personally identifies you; and
- We may also use your personal information, including market research, analysis and developing statistics across CMC Markets Group, to develop an understanding of the products and services that you may be interested in obtaining from CMC Markets Group, and to market such products and services to you.
When we collect and use your personal information, we will make sure this is only done in accordance with at least one of the legal grounds available to us under Data Protection law.
If CMC Markets or a fraud prevention agency determine that you pose a risk of fraud or money laundering, or other financial crime, we may refuse or stop providing our services to you.
Using your personal data: the legal basis and purposes
We will process your personal data to provide services to you pursuant to the agreement between us in relation to the relevant account(s). This includes:
- Taking steps at your request prior to entering into the agreement;
- Deciding whether we should enter into an agreement with you;
- Managing and performing our obligations under the agreement;
- Updating your records;
- Tracing your whereabouts or contacting you about your account and recovering any debt; and
- Verifying your identity including when you log on to your account online or when contacting us.
As necessary for our (or our authorised third parties') legitimate interests, for example:
- For good governance, accounting, and managing and auditing your business operations;
- To carry out credit reference agency searches;
- To monitor emails, calls, other communications, and activities on your account, subject to applicable laws;
- For market research, analysis and developing statistics;
- To carry out marketing and send communications, including by email, post, text, digital communications, through our application (Apps), newsletter, banner advertising and other forms of communication including social media campaigns. We may analyse your personal information, as well as your trading activity, so that we can offer a more relevant, tailored service and product offering to you.
- To develop new services and improve the products and services we provide;
- To request your feedback on a product or service via a third party we have chosen;
- You have the right to ask us not to process your personal information for marketing purposes. You can do this by changing your marketing preferences and privacy settings when you log in to your account; using the unsubscribe link provided in relevant emails we send you, or you can also opt out of receiving marketing communications by contacting the customer service team.
As necessary to comply with a legal obligation, for example:
- When you exercise your rights under data protection law and make requests;
- For compliance with legal and regulatory requirements and related disclosures;
- For activities relating to the prevention, detection and investigation of crime;
- For establishment and defence of legal rights;
- To verify your identity, fraud prevention and anti-money laundering checks; and
- To monitor emails, calls, other communications, and activities on your account.
Based on your consent, for example:
- When you request us to disclose your personal data to other people or organisations such as a company handling a claim on your behalf, or otherwise agree to disclosures;
- To comply with our legal obligations and to allow us to identify you for authenticating, reporting, compliance and customer service purposes;
- To carry out marketing in instances when we have asked for your consent and you have provided it; and
- To provide our community forum to you if applicable.
You are free at any time to change your mind and withdraw your consent by notifying us.