Common Bitcoin myths debunked

8 minute read
|16 Oct 2024
Bitcoin red and white logo
Table of contents
  • 1.
    Myth 1: Bitcoin is only for criminals 
  • 2.
    Myth 2: Bitcoin is a scam 
  • 3.
    Myth 3: Bitcoin has no value 
  • 4.
    Myth 4: Bitcoin has no real-world uses 
  • 5.
    Myth 5: Bitcoin is bad for the environment 
  • 6.
    Myth 6: Bitcoin will replace fiat currency 
  • 7.
    Myth 7: Investing in Bitcoin is gambling 
  • 8.
    Myth 8: Bitcoin will be banned 
  • 9.
    Myth 9: Bitcoin isn’t secure 
  • 10.
    Myth 10: Bitcoin’s supply cap will change 

Since its emergence in 2009, Bitcoin has captured the attention of investors, technologists and the wider public. But, despite the revolutionary nature of the most famous cryptocurrency in the world, Bitcoin has been the subject of constant myths and misconceptions. These myths about the cryptocurrency, often fuelled by misunderstandings or even malicious misinformation, have put up barriers for many who are interested in exploring its potential. 

So, let’s debunk some of the biggest Bitcoin misconceptions – from its supposed connections to criminal activity to its environmental impact. By placing reality above all else, you’ll have a much clearer understanding of what Bitcoin is and what it isn’t. 

Myth 1: Bitcoin is only for criminals 

Arguably, the most persistent Bitcoin myth is that it’s mainly used to fund illegal activities. Whether it’s money laundering, drug trafficking, or tax evasion, it’s a myth that gained traction because Bitcoin transactions are pseudonymous, meaning they don’t require personal identification for processing. 

The reality: While it’s true that Bitcoin – like traditional money – can be used for illicit activities, it’s not its core function, nor is it any more prone to misuse than fiat currencies like the Australian dollar. In fact, the majority of illegal transactions globally are still conducted using cash. According to the US Treasury, the use of Bitcoin in money laundering is far lower than that of traditional currencies. Moreover, Bitcoin transactions are recorded on a public ledger, which makes them traceable with enough forensic investigation. In many ways, this makes Bitcoin far less attractive for criminals who prefer the anonymity of cash. 

Myth 2: Bitcoin is a scam 

Some critics claim that Bitcoin must be a Ponzi scheme or a scam because of its high volatility and the lack of any central authority backing it. They argue that early investors profit at the expense of newcomers, making it a classic example of a speculative bubble. 

The reality: Bitcoin is not a scam. Unlike Ponzi schemes, which rely on the constant recruitment of new members to pay returns to earlier investors, Bitcoin is a decentralised digital currency based on blockchain technology. The value of Bitcoin fluctuates, much like traditional assets like stocks and commodities, but this is a feature of any open market – not a sign of fraud. Bitcoin’s decentralised nature also means no single entity can manipulate or control the system. 

Myth 3: Bitcoin has no value 

A common misconception about Bitcoin is that it has no intrinsic value because it is a digital asset. It is neither tied to anything physical, like gold nor is it backed by a government. Critics argue that Bitcoin is simply a speculative asset with no real-world utility. 

The reality: One way Bitcoin’s value is perceived is through its scarcity and growing acceptance as a medium of exchange. Because Bitcoin is capped at 21 million coins, there’s a sense of digital scarcity similar to rarer assets like gold. Bitcoin's utility as a decentralised, censorship-resistant currency also adds to its value. Over time, more businesses and individuals have started to recognise Bitcoin’s value as a hedge against currency devaluation and as a store of value. Perhaps most important of all, Bitcoin’s value is underpinned by the trust and demand from its growing user base. 

Myth 4: Bitcoin has no real-world uses 

Some people believe that Bitcoin is only used for speculation and has no legitimate applications in the real world. 

The reality: Bitcoin has countless real-world use cases. It’s actively used in countries like El Salvador, for example, where it is fully recognised as legal tender. Bitcoin is also used for cross-border remittances, which means people can send money across borders with lower fees and faster settlement times when compared to traditional financial services. It’s also increasingly seen as a store of value, akin to digital gold, by investors looking to diversify their portfolios. 

Myth 5: Bitcoin is bad for the environment 

Since its inception, the extent to which Bitcoin consumes energy, especially in terms of how it’s mined, has been a topic of great concern. Critics argue that Bitcoin's environmental impact is unsustainable, especially in the context of global efforts to combat climate change. 

The reality: While it’s true that Bitcoin mining does require a significant amount of energy, the narrative that Bitcoin is inherently bad for the environment is oversimplified. Many Bitcoin miners use renewable energy sources, such as hydroelectric, solar, or wind power. In fact, 54.5% of Bitcoin’s energy consumption now comes from sustainable sources. This shift toward renewables, driven by new technologies and cleaner energy sources, has not only improved mining efficiency but also incentivised the development of renewable infrastructure in certain regions. 

Myth 6: Bitcoin will replace fiat currency 

Some Bitcoin enthusiasts claim that Bitcoin will eventually replace all fiat currencies, rendering traditional government-backed money obsolete. 

The reality: Yes, Bitcoin has the potential to coexist with fiat currencies, but it’s highly unlikely that it will completely replace them. Bitcoin could play a big role in countries that have unstable financial systems or hyperinflation, but in most developed economies it might be used alongside fiat currencies as a complementary asset. Bitcoin can, for example, work as a hedge against inflation or as a store of value, while fiat currencies remain the dominant medium of exchange. 

Myth 7: Investing in Bitcoin is gambling 

Due to the volatility of Bitcoin’s price, some people equate investing in Bitcoin with gambling, suggesting that its value is driven purely by speculation. 

The reality: Bitcoin’s price can be volatile, but investing in a cryptocurrency isn’t the same as gambling. Many Bitcoin investors conduct careful market analysis and have a deep understanding of blockchain technology. Some also take a long-term view of its potential as a store of value. Like any investment, Bitcoin carries risks, but it also rewards those who take the time to understand the market and are able to manage their investments wisely. 

Myth 8: Bitcoin will be banned 

Another common concern is that governments around the world will ban Bitcoin, making it illegal to own or trade. 

The reality: While some countries, such as China, have imposed strict regulations around Bitcoin, most governments are moving toward regulating cryptocurrencies rather than banning them outright. In some regions, such as the United States, the European Union, and Australia, governments are gradually exploring how existing or new regulations could apply to the crypto space, aiming to balance consumer protection with fostering innovation. A complete ban on Bitcoin is unlikely, as it would require international coordination and enforcement, which is made even more difficult thanks to its decentralised nature. 

Myth 9: Bitcoin isn’t secure 

There’s a perception that Bitcoin is not a secure investment because of high-profile exchange hacks and the loss of funds by some investors. 

The reality: The Bitcoin network itself has never been hacked. Security issues around Bitcoin usually come from human error, such as exchange hacks, negligence, or fraud. Taking precautions, such as educating oneself, using reputable exchanges, and enabling multi-factor authentication, can significantly reduce the risk of losing funds.  

Myth 10: Bitcoin’s supply cap will change 

Some people worry that Bitcoin’s fixed supply of 21 million coins could be changed in the future, which would dilute its value and undermine its core principles. 

The reality: While it’s theoretically possible to change Bitcoin’s supply cap, such a change would require overwhelming consensus from the Bitcoin network, including miners and node operators. Given Bitcoin’s decentralised governance model and the importance of the 21 million cap to its ethos, it’s unlikely that this change will ever happen. If an attempt were made, it would likely result in a hard fork, where the original Bitcoin chain continues alongside a new version with different rules. 

As with any new technology, it’s important that you separate fact from fiction in order to make the most informed decision about Bitcoin investing. Now that we’ve debunked a few common Bitcoin myths, we hope you’ll have a clearer understanding of what Bitcoin truly is: an innovative digital asset with the potential to transform the global financial system. 

Interested in learning more? We have guides on how to trade Bitcoin and other cryptocurrency trading tips. CMC Invest has extensive resources to deepen your understanding of this new frontier in finance.

Sources:

https://www.fxstreet.com/cryptocurrencies/news/crypto-use-in-money-laundering-far-below-cash-us-treasury-202402081109 

https://www.withtap.com/blog/why-bitcoin-is-not-a-ponzi-scheme  

https://forkast.news/bitcoin-minings-green-mile-54-5-sustainable-energy-use/ 

CMC Markets is an execution-only service provider. The material (whether or not it states any opinions) is for general information purposes only, and does not take into account your personal circumstances or objectives. Nothing in this material is (or should be considered to be) financial, investment or other advice on which reliance should be placed and is warranted to be complete, accurate, or timely. No opinion given in the material constitutes a recommendation by CMC Markets or the author that any particular investment, security, transaction or investment strategy is suitable for any specific person.

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Frequently asked questions

What is mining?

Mining is the process of adding new transaction records as blocks to the existing blockchain. Miners use specialised hardware and software to compete to solve complex mathematical problems and add new blocks to the blockchain. Once a block is added - the miner who successfully added it is rewarded with new units of cryptocurrency known as 'block rewards'. Miners can inject these units directly back into the market. Due to their crucial role in the process, miners have a degree of ownership over their bitcoins within the blockchain. 

What is the blockchain?

The blockchain is a shared digital ledger which holds a record of all bitcoin transactions. Each cryptocurrency transaction is grouped together into 'blocks' by miners, who compete to add new blocks to the blockchain by solving complex mathematical problems. In return, miners are rewarded with newly created bitcoins. 

The transactions are then cryptographically secured before they are added to the existing blockchain. Each 'node' or computer connected to the network automatically downloads a copy of the blockchain which allows everyone to track transactions without the need for central record keeping. 

The blockchain is accessible to everybody at any time. The shared record can't be changed without the agreement of the rest of the network. 

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A cryptocurrency refers to a type of digital asset created from code. They were initially designed to provide an alternative payment method for online transactions, however, cryptocurrencies are not yet widely accepted for all transactions as some consider them too volatile to be suitable as methods of payment. 

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  • Cryptocurrencies are highly volatile assets, and as such, there is a potential for significant financial losses including total loss of investment over a short period of time; 

  • Stablecoin categories of cryptocurrencies also pose risks and may undergo a decline in their market value, possibly leading to partial or total loss of investment; 

  • Cryptocurrencies, being digital assets, are susceptible to fraud, cyberattacks, and technical issues, which may lead to you losing your cryptocurrency; 

  • The value of a cryptocurrency may be contingent on the ongoing willingness of market participants to exchange fiat currency for it, and in the event the market for that cryptocurrency collapses, there is a potential for a permanent and total loss of value; 

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